Madison No Fear Dentistry


Navigating Your Insurance Coverage with Your Dentist

Insurance coverage plays a big part in whether you decide to move your dental care to our office, so it is no surprise that it's one of the most frequently asked questions.  It is challenging to give a generic"yes" or "no" answer as it is dependent on each individual's policy.  Since every patient's coverage varies, we will provide some broad information which will hopefully give you insight into how we work with the insurance companies.   

Do you accept my dental insurance?
The answer is most of the time, yes!
We are an "in-network" provider with a couple specific insurance companies: WEA and Delta Dental at the PREMIER level.  However, we still file claims to almost all the other insurance companies at the out-of-network level to provide you with the best possible coverage available. 

Please ask for a FREE Benefits Check!
If you would like to know how much your insurance will pay at our office, call our front desk at 608-836-5700.  We will require some basic information from you (name, birthday, insurance company, group number, and ID number) in order to complete the complimentary benefits check.  Once we have your specific coverage information, we will call you back with the detailed overview.

What does "in-network" mean (verses an out-of-network insurance plan)?
In-Network is an extra benefit to the patient.  We have negotiated a discount with Delta Dental and WEA which in turn passes the savings on to the patient.  Insured individuals usually pay less when using an in-network provider.  Out-of-Network coverage means the patient is fully responsible for everything the insurance company does not cover.
The following insurance plans pay $0.00 at our office which means a patient with one of these insurances policies will be responsible to pay the full price out of pocket:
  • Medicare
  • Momentum
  • American Dental Plan
  • Badger Care
  • Forward Health
  • GHC
  • Physicians Plus
No insurance? No problem!  Check out our Insurance Page to learn about other available discounts. 

Whether you have insurance or not, it is still important to see a dentist every 6 months for an oral exam and professional cleaning.  Prevention is always best! 
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